Deryn Financial Services is a South African investment and retirement planning practice run by Dewaldt van Rhyn. He works with a limited number of clients, personally, on the decisions that shape the rest of their lives.
Investment planning and retirement planning are worked on together, because the money you invest today is the income you will live on later.
Money that has to work for decades, arranged so you can live with the ups and downs in between.
From your last working decade through to drawing an income you can rely on for the rest of your life.
Whether you are preparing for retirement, drawing an income or trying to make sense of existing investments, start with the question that matters most to you.
Retirement is getting closer
Bring your questions about contributions, existing savings and the decisions ahead. Planning starts with understanding where you are now, not assuming where you should be.
You are already retired
Explore how your investments, income needs and withdrawals fit together, with a clear view of the risks and trade-offs rather than a promise about returns.
You have investments, but no clear picture
Make sense of what you already hold, what it costs and how it serves your goals. A review starts with understanding your existing arrangements, not assuming they all need to change.
Four clear steps, plain language, and no obligation until you decide to act. You always see the reasoning and the costs before making a call.
Start with what is on your mind: retirement, income or investments you are unsure about. No paperwork is needed for an initial conversation. Ask how Dewaldt works, what the next steps involve and how fees would apply before deciding whether to proceed.
We work through your assets, commitments, policies, tax position and the retirement you are actually aiming for, not the one a brochure assumes.
You receive a written recommendation with the reasoning, the costs and the trade-offs set out clearly, so you can decide with your eyes open.
Markets move, tax rules change, life happens. Your plan is reviewed with you and adjusted when it needs to be.
Before anything changes in your portfolio or retirement structure, you receive a clear written plan setting out what we recommend, why it fits, and every cost involved.
Dewaldt van Rhyn
Owner and adviser · Deryn CC
Will I have enough to retire? Am I making the most of what I have? What happens if life changes? These are personal questions, not just financial ones. At Deryn Financial Services, you work directly with owner and adviser Dewaldt van Rhyn, starting with what matters to you and the people who depend on you.
Before recommending a change, Dewaldt works through your circumstances, commitments and existing investments with you. The aim is not simply to give you a plan, but to help you understand it: what each recommendation is for, what it costs, where the risks lie and how it fits the life you want to lead.
That relationship continues beyond the first recommendation. You return to the same adviser for your annual review, with the opportunity to revisit your questions and adjust as life changes. Your first conversation carries no obligation, and you do not need to have everything worked out before you get in touch.
Long-standing relationships, retirement plans structured in time, and direct access to the person who advises them.
“Dewaldt verduidelik alles rustig en in gewone taal. Ons verstaan nou hoe ons beleggings en aftreeplan bymekaar pas.”
“Dit maak ’n verskil om direk met jou adviseur te kan praat. Die gesprek oor ons aftrede was duidelik, persoonlik en sonder druk.”
“Dewaldt restructured our retirement income before we retired, not after. We understood every step, and the plan has held up through two difficult market years.”
“I had three policies and no plan. Dewaldt consolidated what made sense, told me what to leave alone, and never once pushed a product at me.”
“He answers his own phone. Twenty minutes later you have an answer you can actually act on.”
“Our retirement plan was really just a pile of statements. Now it is one page with a number on it that we can track and follow.”
“The annual review is the part I value most. Nothing is left to drift, and I always know what we are doing and why.”
“Straight answers on what my investments can and cannot do. That honesty is worth more to me than any promise.”
“Dewaldt verduidelik alles rustig en in gewone taal. Ons verstaan nou hoe ons beleggings en aftreeplan bymekaar pas.”
“Dit maak ’n verskil om direk met jou adviseur te kan praat. Die gesprek oor ons aftrede was duidelik, persoonlik en sonder druk.”
“Dewaldt restructured our retirement income before we retired, not after. We understood every step, and the plan has held up through two difficult market years.”
“I had three policies and no plan. Dewaldt consolidated what made sense, told me what to leave alone, and never once pushed a product at me.”
“He answers his own phone. Twenty minutes later you have an answer you can actually act on.”
“Our retirement plan was really just a pile of statements. Now it is one page with a number on it that we can track and follow.”
“The annual review is the part I value most. Nothing is left to drift, and I always know what we are doing and why.”
“Straight answers on what my investments can and cannot do. That honesty is worth more to me than any promise.”
“Straight answers on what my investments can and cannot do. That honesty is worth more to me than any promise.”
“The annual review is the part I value most. Nothing is left to drift, and I always know what we are doing and why.”
“Our retirement plan was really just a pile of statements. Now it is one page with a number on it that we can track and follow.”
“He answers his own phone. Twenty minutes later you have an answer you can actually act on.”
“I had three policies and no plan. Dewaldt consolidated what made sense, told me what to leave alone, and never once pushed a product at me.”
“Dewaldt restructured our retirement income before we retired, not after. We understood every step, and the plan has held up through two difficult market years.”
“Dit maak ’n verskil om direk met jou adviseur te kan praat. Die gesprek oor ons aftrede was duidelik, persoonlik en sonder druk.”
“Dewaldt verduidelik alles rustig en in gewone taal. Ons verstaan nou hoe ons beleggings en aftreeplan bymekaar pas.”
“Straight answers on what my investments can and cannot do. That honesty is worth more to me than any promise.”
“The annual review is the part I value most. Nothing is left to drift, and I always know what we are doing and why.”
“Our retirement plan was really just a pile of statements. Now it is one page with a number on it that we can track and follow.”
“He answers his own phone. Twenty minutes later you have an answer you can actually act on.”
“I had three policies and no plan. Dewaldt consolidated what made sense, told me what to leave alone, and never once pushed a product at me.”
“Dewaldt restructured our retirement income before we retired, not after. We understood every step, and the plan has held up through two difficult market years.”
“Dit maak ’n verskil om direk met jou adviseur te kan praat. Die gesprek oor ons aftrede was duidelik, persoonlik en sonder druk.”
“Dewaldt verduidelik alles rustig en in gewone taal. Ons verstaan nou hoe ons beleggings en aftreeplan bymekaar pas.”
Every point traceable: the registration, licence and contact facts you should verify before trusting anyone with your retirement.
Deryn Financial Services is an authorised financial services provider under the Financial Advisory and Intermediary Services Act, 2002 (Act 37 of 2002), FSP 16004.
Advice is given only after we have gathered your needs and circumstances, and the costs, risks and limitations of any recommendation are disclosed to you in writing before you act on it.
The information on this website is general and not financial advice. Investment values can fall as well as rise, and past performance is not a reliable guide to future performance. Any figure used to illustrate an outcome is not guaranteed.
Our conflict of interest policy, full disclosure documents and our complaints process are available on request from dvr@rrim.co.za.
Adviser qualification and professional membership details are available directly on request and updated here as published.
You should feel comfortable asking questions before making any decision about your money.
You do not need a finished plan or all your paperwork to begin. Share what is on your mind or contactDewaldt directly. The first conversation is an opportunity to ask questions, understand how he works and decide whether to take the next step, without obligation.
Sending an enquiry does not commit you to a product, an investment transfer or an ongoing advice relationship.
